The TSP Allocation That Could Save You Five Years of Work
Use 100% C Fund more than 10 years out, 70% C Fund and 30% G Fund inside 10, then let your retirement income gap set the final allocation.
Refinedfi
14 min read
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Portfolio Construction research
Featured
HSA vs Roth IRA: Where Should Your Next Retirement Dollar Go?
Want a retirement edge most people miss? The HSA can beat the Roth IRA, if you know three rules. See the 2026 math.
10 min read
Does Your Bond Fund Need Ozempic?
The best bond funds for retirement are usually active, flexible funds, not debt-weighted indexes. Refined FI weighs inflation and stock-bond correlation first.
11 min read
Retirement Income Sources: More Than Stocks and Bonds
Retirement income sources that behave differently in difficult markets. Most portfolios are built to grow wealth. This one was built to distribute income.
7 min read